Last updated: March 2026
Trusted by 500+ Carriers & Fleet Owners

Stop Paying 3% to Get Paid.
Automate Your Freight AR.

Freight AR automation that gets carriers paid in days, not months. The smartest freight factoring alternative for trucking companies — no contracts, no credit checks, no hidden fees.

25
25-35%
DSO Reduction
$3
$376/truck/wk
Recovered
87
87%
Fewer Disputes

Free 14-day trial · Setup in under 10 minutes · Cancel anytime

Integrates withMcLeodTMWMercuryGateRose RocketDATTriumphPay SOC 2 Type II
The Problem

Freight Carriers Lose $4.4 BillionAnnually to Slow Payments

The freight payment crisis isn't slowing down. Carriers searching for a freight factoring alternative deserve better than selling invoices at a discount.

Singoa is an AI-powered freight AR automation platform — the leading freight factoring alternative for trucking companies and fleet owners. It automates the entire accounts receivable lifecycle from BOL-to-invoice generation to AI-driven broker collections, reducing days sales outstanding (DSO) by 25-35% (from an industry average of 42 days to 27-31 days). Whether you're an owner-operator or a 200-truck fleet, Singoa's trucking billing software replaces factoring with faster, cheaper carrier payment automation.

45+Days

Average time carriers wait to get paid

Source: ATBS 2024

3-5%Lost

What factoring companies take from every load

Source: FreightWaves

$376/truck/wk

Revenue lost to unrecovered accessorial charges

Source: FMCSA

How It Works

From BOL to Bank Deposit in 3 Steps

No complexity. No training required. Connect your trucking billing software and let our freight AR automation handle the rest.

STEP 01

Connect

Connect your TMS, accounting software, or upload invoices directly. Setup takes under 10 minutes.

McLeod · TMW · MercuryGate · Rose Rocket
STEP 02

AI Takes Over

Our 6 AI agents automatically match BOLs to invoices, flag accessorial charges, score broker payment risk, and send personalized collection emails.

Payment Detective · Collection Psychologist · Credit Intelligence
STEP 03

Get Paid Faster

Watch your DSO drop by 25-35% (from 42 to 27-31 days). Recover $376/truck/week in missed charges. No factoring needed.

25-35% DSO reduction · $376/truck/week recovered
Platform

Freight AR Automation Built for How Freight Actually Moves

Four AI-powered modules covering the full freight receivables lifecycle — from carrier payment solution to broker collections.

Payment Detective — Auto-Match Engine
Freight Invoice
Invoice #INV-2847
BrokerCH Robinson
RouteCHI→DAL
Amount$4,850.00
Accessorial+$376 detention
Total$5,226.00
94% match
Bank Deposit
Ref #ACH-98421
FromCH Robinson
DateFeb 24, 2026
Amount$5,226.00
Account****4821
Auto-Matched
94%
Auto-Match Rate
< 4 sec
Avg Match Time
47 invoices
Matched Today

Every Invoice Matched. Every Dollar Found.

The Payment Detective automatically matches freight invoices to bank deposits using confidence scoring, reference extraction, and multi-source reconciliation.

  • 94% auto-match rate within 24 hours
  • Configurable confidence thresholds (85% default)
  • Multi-source reconciliation: bank, TMS, email
  • Partial payment and overpayment handling
  • Complete audit trail for every match decision
94%auto-match rate within 24 hours

Ready to see how freight AR automation works for your fleet?

ROI Calculator

See What Factoring Actually Costs You

Move the sliders. See the savings. Then ditch factoring for a smarter carrier payment solution.

25
$4,500
200
Factoring Fees Eliminated
$378,000
per year
Accessorial Recovery
$488,800
per year
Total Annual Savings
$866,800
per year
Factoring costs you $378,000/year. Singoa saves you $866,800/year.
The Difference

Manual Chaos vs. Automated Trucking Cash Flow

Drag the slider to see the transformation.

Without Singoa

  • Manual spreadsheet billing — 26% invoice error rate
  • Detention & lumper charges lost to missing documentation
  • Broker payments tracked by memory — 42-54 day DSO
  • Rate confirmations manually compared to invoices
  • Factoring 3-5% of every load just to cover payroll
  • BOL/POD status unknown until someone calls the broker

With Singoa

  • BOL-to-invoice automation — invoices at delivery confirmation
  • Every accessorial auto-captured from ELD + TMS data
  • AI-prioritized collections — DSO reduced to 18 days
  • Automated rate audit flags discrepancies before invoicing
  • Factoring eliminated — cash flow from faster collections
  • Real-time BOL/POD tracking with automated follow-up
Results

Carriers Who Stopped Paying to Get Paid

We cut DSO from 47 to 16 days in 90 days. The AI collection emails are eerily effective — brokers actually pay on time now.
MJ
Marcus Johnson
Fleet Owner, Johnson Freight LLC
52 trucks
Integrations

Connects to Your Existing Stack

Native integrations with the TMS, accounting, and carrier payment platforms your trucking company already uses.

McLeod Software

TMS

Bi-directional sync with LoadMaster and PowerBroker.

TMW Systems

TMS

Full Trimble TMW Suite integration — loads, settlements, records.

MercuryGate

TMS

Load tendering, tracking, and settlement data flow.

Rose Rocket

TMS

Modern TMS integration for mid-size carriers.

DAT

Rate Intel

Rate benchmarking and rate confirmation auditing.

TriumphPay

Payments

Payment tracking, audit trails, and settlement reconciliation.

QuickBooks

Accounting

Two-way sync for invoices, payments, and reconciliation.

Xero

Accounting

Cloud accounting integration with real-time sync.

Sage

Accounting

Enterprise accounting integration for larger fleets.

Don't see your TMS? We integrate with any system via EDI 210/214 or CSV import.View all integrations →

Enterprise-Grade Security

Your freight data is protected at every layer. Learn more →

FAQ

Questions Carriers Actually Ask

Ready to Stop Losing Money?

Book a 15-minute demo of our freight AR automation. See your actual savings in real-time.

No credit card required · Free 14-day trial · Cancel anytime