Skip to main content
SaaS Revenue Automation

Stop Losing MRR to Failed Payments.

$0B lost to involuntary churn every year globally

Singoa automates the full SaaS revenue recovery cycle — from intelligent dunning sequences and smart payment retries to churn prediction and ASC 606 revenue recognition. Keep the MRR you earned.

MRR at Risk
$48,200
3.1% of total MRR · 94 subscriptions
Dunning Recovery Rate
78%
Up from 35% before Singoa
Payment Retry Success
74%
Smart retries · 312 recovered this mo.
Churn Prevention Rate
2.8%
Involuntary churn prevented last 30d
78%
Dunning recovery rate
Singoa SaaS customer data
4.5→1.2%
Involuntary churn reduction
Median SaaS client outcome
42→18d
DSO reduction
Avg across SaaS clients
$141B
Involuntary churn market problem
Paddle / ProfitWell 2024

Connects with your SaaS billing stack

ST
Stripe
CB
Chargebee
RC
Recurly
ZU
Zuora
MX
Maxio
QB
QuickBooks
XR
Xero
PD
Paddle
HS
HubSpot
ST
Stripe
CB
Chargebee
RC
Recurly
ZU
Zuora
MX
Maxio
QB
QuickBooks
XR
Xero
PD
Paddle
HS
HubSpot
The SaaS Payment Problem

Why Is SaaS Involuntary Churn Silently Killing Your MRR?

Failed payments are not a billing department problem — they are a revenue strategy problem. Most SaaS companies lose 4–5% of MRR every month to card declines, expired cards, and dunning failures. The companies that win automate recovery before churn can happen.

$141B
Lost globally to involuntary churn annually — the fastest-growing silent revenue killer in SaaS
Paddle / ProfitWell State of Subscriptions 2024
4.5%
Average involuntary churn rate for SaaS companies — most never recover these customers once they churn
Churn Buster / Baremetrics 2024
1 in 3
Card-on-file declines are recoverable with intelligent retry timing — most companies retry too aggressively and burn the relationship
Stripe Decline Data Analysis 2023
37%
Of dunning emails are never opened — generic templates destroy deliverability and miss the recovery window
Churn Buster Email Performance Report 2024
22 days
Average DSO in SaaS — companies with manual AR processes wait 2–3x longer than automated peers
SaaS Capital AR Benchmarks 2024
60%
Of SaaS companies lack ASC 606-compliant revenue recognition — a growing audit and compliance risk
Zuora / IDC Subscription Economy Index 2024
Implementation

Live in Days, Not Months.

Singoa connects directly to your billing platform via API. No custom dev. No data migration. Your subscriptions, customers, and payment history sync automatically on day one.

01
Day 1–2

Connect Your Billing Stack

All subscriptions and payment history synced automatically

  • OAuth or API key connection to Stripe, Chargebee, Recurly, or Zuora
  • Historical payment failure events imported and categorized
  • Subscriber health scores calculated at launch
  • Active dunning sequences audited and gaps identified
02
Day 3–5

Configure Your Recovery Rules

AI personalizes retry timing and dunning sequences per subscriber segment

  • AI analyzes historical decline codes and recovery patterns per card issuer
  • Smart retry schedule configured: optimal retry windows by BIN and decline type
  • Dunning email sequences personalized by plan tier, tenure, and LTV
  • Churn risk scoring model trained on your subscriber cohort data
03
Week 1 onward

Recover Revenue on Autopilot

Automated recovery runs 24/7 — your team focuses on growth

  • Smart retries execute at issuer-optimal windows without customer friction
  • Dunning emails and SMS dispatched with personalized card-update links
  • High-LTV at-risk accounts flagged for customer success intervention
  • ASC 606 waterfall auto-generated for finance and audit readiness
Platform

How Does Singoa Prevent Involuntary Churn?

Four purpose-built modules covering the full SaaS AR lifecycle — from dunning sequence design through ASC 606 revenue recognition.

Intelligent Dunning — Built for Recovery

Generic dunning templates destroy your sender reputation and miss the recovery window. Singoa builds personalized, AI-timed dunning sequences per subscriber segment — optimizing every touchpoint from first failed charge through final win-back attempt.

  • Multi-step dunning sequences with smart retry timing by decline code
  • Personalized email and SMS templates by plan tier, tenure, and LTV
  • Self-serve card update landing pages with one-click payment method swap
  • Pause / plan-downgrade offers for high-LTV at-risk subscribers
  • In-app notification hooks via webhooks for product-led dunning
  • A/B testing framework for subject lines, send times, and offer cadence
  • Recovery attribution: which touchpoint recovered each subscription
Dunning SequenceStripe-optimized
Active recovery
AC
Acme CorpEnterprise Plan
$2,400/mo
$28,800 ARR at risk
Day 0Day 7 — CurrentDay 14
Mar 18
Day 0
Payment FailedFailed
Visa ****4291 declined — insufficient_funds
Mar 19
Day 1
Smart Retry #1Declined
AI-optimized retry at 6:12 AM (low-decline window)
Mar 21
Day 3
Dunning Email SentOpened
Friendly reminder with one-click card update link
Mar 23
Day 5
Smart Retry #2Declined
Retry after payday cycle detection
Mar 25
Day 7
SMS NotificationDelivered
Text sent: "Update your payment to keep Enterprise access"
Mar 28
Day 10
Card Update LinkPending
Secure self-service portal link via email + in-app banner
Apr 01
Day 14
Final NoticeScheduled
Last chance email — account downgrade warning
Apr 01
Day 14
Payment RecoveredRecovered
Subscription reinstated — churn prevented
8-step sequence · 5 of 8 complete
78% recovery rate
Results

What SaaS Revenue Recovery Results Can You Expect with Singoa?

Real results from SaaS companies that replaced manual dunning and billing workflows with Singoa AR automation.

MetricBeforeWith Singoa
Involuntary Churn Rate4.5%1.2%
Dunning Recovery Rate35%78%
Average Days Sales Outstanding (DSO)42 days18 days
Payment Retry Success Rate24%74%
Card Expiry Involuntary Churn1.8% / mo0.1% / mo
AR Staff Time on Dunning18 hrs / week2 hrs / week
ASC 606 Close Time5–8 days / month<1 day

Singoa customer data — median outcomes across SaaS client base, 2024–2025.

ROI Calculator

Calculate Your SaaS Recovery ROI.

See what smarter dunning, retry optimization, and churn prevention are worth to your MRR. Adjust the sliders for your business.

Your Numbers

2,000 subs
100 subs50,000 subs
$400
$50$5,000
4%
1%8%

Estimates based on median outcomes from Singoa SaaS clients. Actual results vary by billing platform, plan mix, and customer tenure distribution. Involuntary churn reduction assumes full dunning sequence deployment with smart retry optimization.

Net Annual ROI2x return
$0.0

After Singoa cost of $2,350/mo

Issues Prevented/mo
~0.0
subscriptions
Revenue Recovered/mo
$0.0
from prevented issues
Rework Savings/mo
$0.0
@ $0/issue
Staff Hours Saved/wk
0.0+
on manual AR tasks
Monthly: Singoa Cost vs Savings
Singoa$2,350/mo
Total Savings$8,000/mo
DSO improvement: 24 days
Integrations

Built for Your SaaS Tech Stack.

Singoa connects natively to the billing, CRM, and accounting tools your SaaS team already runs on. No new system to learn.

Billing & Payments

BILLING
StripeCHChargebeeRERecurlyZUZuoraMMaxio (SaaSOptics)PaddleBBraintree

CRM & Success

CRM
HubSpotSalesforceIIntercomCChurnZeroGGainsightMMixpanel

Accounting & Finance

FIN
QQuickBooks OnlineXeroNetSuite logoNetSuiteSage IntacctMMicrosoft 365
Security

Built for SaaS Compliance Requirements.

Subscription billing involves secure payment handling, ASC 606 revenue recognition, and end-to-end encryption requirements. Singoa handles all of it automatically.

Privacy Dashboard
Last 30 days100% Compliant
256-bit
AES Encryption
99.97%
Platform Uptime
0
Data Breaches
Privacy Actions (7d)
Masked Filtered
MTWTFSS

ASC 606 / IFRS 15

Revenue recognition automation is fully compliant with ASC 606 and IFRS 15 performance obligation standards. Audit-ready waterfall schedules generated monthly.

Immutable Audit Log

Every dunning action, retry attempt, and revenue recognition event is hash-chain logged. Full audit trail for finance, legal, and compliance teams.

Encrypted Data Pipeline

256-bit AES encryption for all data at rest. TLS 1.3 in transit. Zero-knowledge architecture for cardholder and subscriber data.

Client Results

What SaaS Teams Are Saying.

Involuntary churn: 4.2% → 1.1% in 60 days
We were losing 4.2% of MRR every month to failed payments — it felt like pouring water into a leaky bucket. Within 60 days of deploying Singoa, that number dropped to 1.1%. The smart retry engine alone recovered $82,000 in MRR we thought was gone.
Priya M.
VP Finance · Launchpad Software
San Francisco, CA

Frequently Asked Questions

Everything you need to know before making the switch.

Get Started

See Singoa for Your SaaS Business.

Get a personalized walkthrough of smart dunning, payment retry optimization, and churn prediction — built for how your SaaS billing stack actually works.

No credit card required · Encrypted end-to-end

No commitment required
Live demo with SaaS billing specialist
See your Stripe / Chargebee data in Singoa
Setup in under 5 days