Stop Losing $1.5M+ Annually to Late Student Payments
SINGOA automates student AR collections with AI that's effective AND empathetic, collecting outstanding balances without adding staff or damaging relationships.
- Live in 7 days*
- No IT resources needed
- Risk-free pilot program
The Student AR Crisis Facing Canadian Universities
Your bursar office is overwhelmed. Your students are frustrated. Your cash flow is stuck in limbo.
Far exceeds best practices of 35-40 days, delaying critical operational funding
Due to late payments, write-offs, and aged balances that become uncollectible
Staff plays detective with wire transfers, partial payments, and mystery deposits
Manual systems can't prioritize which students need immediate attention
60% of time spent on manual follow-ups and data entry that should be automated
Students ignore bursar messages. Frustrated calls damage relationships and retention
This is not a student problem.
It is a systems problem.
Students want to pay. They need flexible options, timely reminders, and empathetic communication. Your current system provides none of these. (Based on Canadian university data: average tuition $7,360, typical DSO 50-65 days, 38% of accounts past 60 days in manual collection systems)
Turn AR Chaos Into Predictable Cash Flow
Three intelligent systems working 24/7 to collect more, faster, with less staff effort and zero relationship damage.
The Three Engines That Power Your Collections:
The Payment Detective: Finds, matches, and reconciles every payment automatically
Eliminates 15+ hours of weekly manual reconciliation work
Extracts payment data from QuickBooks, SIS, bank feeds, and emails automatically
Matches partial payments and mysterious deposits to the right student accounts
Detects scholarships, OSAP disbursements, and discounts from any source
Ensures 100% balance accuracy so Collection Psychologist never sends false reminders
The Collection Psychologist: Communicates with empathy and perfect timing
4x higher response rates than generic bursar emails (32% vs. 8%)
Only reaches out when Payment Detective confirms the balance is real
Sends personalized messages at optimal times via student's preferred channel
Adapts tone automatically: friendly reminder → firm notice → urgent alert
Tracks engagement and knows when to escalate vs. when to wait
The Risk Oracle: Predicts, prioritizes, and negotiates strategically
Reduces DSO by 15+ days and saves 60% of staff time on manual decisions
You set the rules once (max payment terms, escalation timelines, authorization limits for different scenarios)
Analyzes data from Collection Psychologist (no response after multiple attempts) and flags high-risk accounts with detailed reports
Executes your escalation rules: restricts portal access, generates risk reports, then evaluates if student qualifies for payment plan
Negotiates smartly within your limits: starts with 3-month plan offer, extends to 4-6 months only if student shows genuine need and good payment history
Why Choose SINGOA
Massive ROI with labor savings your team can reinvest in strategic growth
8-12x ROI
Recovered revenue annually for mid-size universities
60% Time Saved
Redeploy staff to strategic initiatives and student success
15+ Day DSO Reduction
Accelerate cash flow for better operational planning
Live in 7 Days
Start seeing results immediately, not in 6-12 months
Reinvest Your AR Team in Strategic Growth
With 60% time savings, your staff can focus on financial planning, student success initiatives, and proactive interventions while SINGOA handles the repetitive collections work 24/7.
Calculate Your Potential Savings
See how much your university could save with automated student AR collections
Your University Information
invoices/month
collection rate
Quick Overview
Fill in your information and click Calculate to see your complete ROI breakdown
Built for Higher Education Security & Privacy
Student Privacy First
Automated consent management and FERPA-aligned communication controls
Enterprise-Grade Security
Bank-level encryption and security standards for all student financial data
Secure Payment Processing
Industry-standard secure payment infrastructure with full encryption
Single Sign-On Ready
Seamless integration with your existing IAM systems (Okta, Azure AD, Shibboleth)
Role-Based Access Control
Granular permissions for staff, students, and authorized payers
Your data remains in your secure environment.
Complete data isolation and privacy protection.
Live in 7 Days.* No IT Lift.
*For universities with standard SIS integrations and quick internal approvals
Connect Your Systems
Quick 48-hour integration with your SIS, QuickBooks, and bank feeds (Colleague, Banner, Workday, Ellucian)
Configure Your Rules
Set your automation rules, escalation workflows, and communication templates tailored to your school
Go Live
Start automated collections with full AI-powered reconciliation and outreach
- No servers to provision
- No code to write
- No consulting fees
Pricing That Scales With You
All plans include the full SINGOA platform. Pay only for your invoice volume.
Every Plan Includes
Full access to all 3 AI systems and integrations, regardless of your plan
Payment Detective
Automatic payment matching and reconciliation across all sources
Collection Psychologist
Multi-channel outreach (email, SMS, portal) with empathy and perfect timing
Risk Oracle
Predictive risk scoring, payment plan negotiation, and strategic escalation
All Integrations
QuickBooks, Banner, Ellucian, Jenzabar, bank feeds, and more
Advanced Analytics
Real-time dashboards, collection reports, and DSO tracking
Faster Collections
Collect outstanding balances faster with empathetic AI-powered outreach
💡 Want to see your actual savings? Use our ROI Calculator to calculate which plan works best for your university and see personalized recommendations.
Starter
Perfect for smaller universities or pilot programs
Invoice Volume
100
active invoices/month
$299
per month
Overage
$3.00
per invoice over 100
What makes this tier unique
- Up to 100 active invoices/month
- Email support
Growth
Most popular for mid-sized universities
Invoice Volume
500
active invoices/month
$699
per month
Overage
$2.00
per invoice over 500
What makes this tier unique
- Up to 500 active invoices/month
- Priority support
- Dedicated success manager
Enterprise
For large-scale operations
Invoice Volume
1,500
active invoices/month
$999
per month
Overage
$1.50
per invoice over 1,500
What makes this tier unique
- Up to 1,500 active invoices/month
- White-label branding (remove SINGOA, use your logo)
- Custom SLA and compliance reporting
- Dedicated technical and support teams
Note: Active invoices are student accounts with outstanding balances that need collections
Prove It Works Before You Commit
60-Day Risk-Free Pilot
Pay only if we hit our performance targets. Zero upfront cost.
Select one cohort
e.g., all students with $500-$2,000 balances
We automate collections
for that segment only
Measure results
against your control group
Expand to full population
only if you see ROI
You Pay Only If We Achieve ANY of These:
Reduce DSO by 10+ Days
Faster cash flow and improved working capital
Collect Outstanding Balances Faster
Reduce days to payment with proactive, empathetic AI outreach
Reduce Manual AR Hours by 60%+
Free up your team for strategic growth initiatives
If we hit our targets → Pay 50% of monthly fee for the 60 days. If we don't → Pay nothing.
Frequently Asked Questions
Common questions from university bursars and student account directors
Generic blast emails get 8% open rates. SINGOA AI-personalized messages are designed to achieve 34%+ response rates because they are contextual, timely, and helpful, not robotic reminders.
Ready to Transform Your Student AR?
Join universities already automating their collections with SINGOA. Get early access and exclusive university pricing.
Stop Leaving Money on the Table
Every day you wait, students graduate with unpaid balances that become uncollectable.
Questions? Get in touch:
Text us:
+1 (778) 885-9155Email:
shivam@singoa.com